Terms and Conditions
1. Introduction
Welcome to Evolvo Financial. By accessing or using our services, you agree to comply with and be bound by these terms and conditions. Please read them carefully.
2. Services Provided
Evolvo Financial offers credit repair, debt settlement, business credit building, and other financial services. The specifics of each service will be outlined in your service agreement.
3. Eligibility
To use our services, you must be at least 18 years old and legally capable of entering into a binding contract.
4. Client Responsibilities
Clients are responsible for providing accurate and up-to-date information. Failure to do so may result in delays or termination of services.
5. Payment Terms
Clients agree to pay all fees as outlined in their service agreement. Payments must be made on time, and late fees may apply for overdue payments. Refund policies are also defined in the service agreement.
6. Confidentiality and Privacy
We are committed to protecting your privacy. Personal information will be handled in accordance with our Privacy Policy, which outlines how data is collected, used, and shared.
7. Limitation of Liability
Evolvo Financial is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services. We do not guarantee specific financial outcomes and are not responsible for actions taken by credit bureaus, creditors, or third parties.
8. Indemnification
Clients agree to indemnify and hold Evolvo Financial harmless from any claims, losses, liabilities, damages, or expenses arising from their use of our services or violation of these terms.
9. Termination of Services
We reserve the right to terminate or suspend your access to our services at any time, with or without notice, for violations of these terms or any conduct that we deem harmful to our business or clients.
10. Dispute Resolution
Any disputes arising from these terms or related to our services shall be resolved through binding arbitration. Clients waive their right to participate in class-action lawsuits against Evolvo Financial.
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11. Changes to Terms
Evolvo Financial reserves the right to modify these terms and conditions at any time. Changes will be posted on our website and become effective immediately.
12. Contact Information
For questions or concerns regarding these terms, please contact us at Support@evolvofin.com.
Privacy Policy
1. Introduction
Evolvo Financial is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your personal information.
2. Information We Collect
• Personal Information: Name, contact details, and financial information when you use our services or contact us.
• Usage Data: Information about how you use our website, collected through cookies and similar technologies.
• Third-Party Information: Information from third parties as necessary to provide our services.
3. How We Use Your Information
• To provide and manage our services
• To communicate with you about your account or services
• To improve our website and services
• To comply with legal obligations
4. Sharing Your Information
We may share your information with:
• Service providers who assist us in delivering our services
• Legal authorities if required by law
• Credit bureaus and creditors with your consent
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure.
6. Your Rights
You have the right to:
• Access and update your personal information
• Request the deletion of your information
• Opt-out of marketing communications
7. Cookies
Our website uses cookies to enhance your experience. You can manage your cookie preferences through your browser settings.
8. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on our website, and the date of the last update will be indicated.
9. Contact Us
For questions or concerns about this Privacy Policy, please contact us at
1. Credit Repair: A process aimed at improving a person’s credit score by disputing inaccuracies on their credit report and addressing negative items such as late payments, collections, and bankruptcies.
2. Debt Settlement: A method of negotiating with creditors to reduce the total amount of debt owed, helping individuals or businesses alleviate financial burdens and pay off debts for less than the full balance.
3. Business Credit Build-Up: Strategies focused on enhancing a business’s credit profile, which may include establishing trade lines, ensuring timely payments, and optimizing credit utilization to improve financial stability and access to financing.
4. Credit Reports and Analysis: Detailed evaluations of an individual’s or business’s credit history, including scores and summaries, used to assess creditworthiness and identify areas for improvement.
5. Free Consultation: An initial, no-cost meeting offered to potential clients to discuss their financial situation, explore available services, and provide tailored advice without any obligation to proceed with services.
6. Credit Score Enhancement: Techniques designed to increase a credit score, such as paying down existing debts, ensuring timely bill payments, and maintaining low credit utilization rates, which can lead to better loan terms and financial opportunities.
7. Client Success Stories: Real-life examples or testimonials from past clients highlighting successful outcomes achieved through the company’s services, showcasing effectiveness and building trust with prospective clients.
8. Financial Empowerment: Providing clients with the knowledge, tools, and resources to understand and manage their finances effectively, leading to increased control and confidence over their financial future.
9. Secure Data Guarantee: A commitment to safeguarding client information using advanced security measures to protect against unauthorized access, ensuring the privacy and confidentiality of personal and financial data.